Commercial Mortgages
Securing the right commercial mortgage is essential for businesses and property investors looking to purchase, refinance, or expand their portfolios. At MAC Commercial Finance, we provide expert guidance and tailored financing solutions to help you achieve your commercial property goals with competitive rates and flexible terms.
of experience
We can help you secure your commercial mortgage
Why choose us for your commercial mortgage?
We offer expert guidance, competitive rates, and tailored commercial finance solutions to help businesses and investors secure the best funding options. With access to a wide range of lenders and a client-focused approach, we ensure a seamless and efficient financing experience designed to meet your unique needs.
Wide Panel Of Lenders
Access to a wide panel of lenders, ensuring competitive rates and terms.
Expert Advice
Expert advice to guide you through every stage of the financing process.
Easy Application Process
A seamless application process, reducing hassle and delays.
Providing all the commercial mortgage solutions you need
Get Your Commercial Mortgage With Our 3 Step Process
Initial Consultation
Initial Consultation
Application & Approval
Application & Approval
Completion & Funding
Completion & Funding
Ask any question and our team will get back to you
Our FAQs provide answers to common questions about commercial mortgages, helping you understand the process, requirements, and financing options available. If you have additional questions or need personalised advice, our team is here to assist you—contact us today!
What is the typical loan term for a commercial mortgage?
Commercial mortgages usually have loan terms ranging from 5 to 30 years, depending on the lender, property type, and your financial circumstances. Shorter-term loans may also be available for specific investment strategies.
How much deposit do I need for a commercial mortgage?
The deposit required typically ranges from 20% to 40% of the property’s value, depending on the lender, risk assessment, and type of commercial property being financed. Some lenders may offer higher loan-to-value (LTV) ratios for strong applicants.
What types of properties can be financed with a commercial mortgage?
Commercial mortgages can be used to finance a variety of properties, including office buildings, retail spaces, warehouses, industrial units, hotels, and mixed-use developments. The type of property can influence the mortgage terms and eligibility criteria.
How long does it take to get a commercial mortgage approved?
How long does it take to get a commercial mortgage approved?
The approval process typically takes between 4 to 12 weeks, depending on factors such as lender requirements, property valuation, legal checks, and documentation. We work to streamline the process and reduce any unnecessary delays.
Can I get a commercial mortgage with bad credit?
Yes, it is possible to secure a commercial mortgage with bad credit, though it may impact the interest rates and loan terms offered. We work with a range of lenders, including specialist providers, to help clients find suitable financing options despite credit challenges.
