Expat Investments

MAC Commercial Finance

Expats looking to invest in UK property need the right financial solutions to navigate the market and secure profitable opportunities. At MAC Commercial Finance, we specialise in tailored expat investment financing, helping overseas buyers and landlords access competitive mortgage options with ease.

Black couple, financial advisor and investment planning meeting with bank documents and contract. A

Years
of experience

Commercial Mortgages

We can help you secure your expat investment

Whether you're purchasing a buy-to-let property or expanding your investment portfolio, securing financing as an expat can be challenging without the right support. Our expert team provides flexible lending solutions and guidance to help you invest in UK property with confidence.

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Our company benefits

Why choose us for your expat investment

At MAC Commercial Finance, we specialise in helping expats secure competitive mortgage and investment financing, making UK property investment seamless and stress-free. With access to a wide range of lenders and tailored solutions, we ensure you get the best terms, no matter where you are in the world.

Wide Panel Of Lenders

Access to a wide panel of lenders, ensuring competitive rates and terms.

Expert Advice

Expert advice to guide you through every stage of the financing process.

Easy Application Process

A seamless application process, reducing hassle and delays.

what we’re offering

Providing all the expat investment solutions you need

Our Process

Get Your Expat Investment With Our 3 Step Process

Initial Consultation

We start with a free consultation to understand your financing needs, business goals, and property details. Our experts assess your requirements and provide tailored advice on the best commercial mortgage options available.

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Application & Approval

Once you've selected a mortgage, we handle the application process, working closely with lenders to ensure a smooth and efficient approval. Our team assists with documentation and negotiations to secure the best possible terms for you.

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Completion & Funding

After approval, we finalise the paperwork and coordinate with all parties to complete the transaction. The funds are then released, allowing you to proceed with your property purchase, refinance, or investment confidently.

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Get in touch

Ask any question and our team will get back to you

Our FAQs provide answers to common questions about expat investments, helping you understand the process, requirements, and financing options available. If you have additional questions or need personalised advice, our team is here to assist you—contact us today!

Can expats get a mortgage for a UK property?

Yes, expats can secure a UK mortgage, but the process can be more complex than for UK residents. Many lenders offer specialist expat mortgage products, often requiring a higher deposit and proof of overseas income.

How much deposit do I need as an expat investor?

Expats typically need a deposit of at least 25% to 40% of the property's value, depending on the lender and individual circumstances. Some specialist lenders may offer lower deposit options for strong applicants.

What documents do I need for an expat mortgage?

Most lenders require proof of income, tax returns, employment details, a valid visa or residency status, and a UK bank account. Additional documentation may be needed depending on your country of residence and financial situation.

Can I get an expat mortgage if I earn in a foreign currency?

Yes, but lenders will assess your foreign income based on exchange rate fluctuations and affordability criteria. Some lenders only accept specific currencies, so it's important to work with a specialist to find the best options.

How long does it take to arrange an expat mortgage?

The process can take 4 to 12 weeks, depending on lender requirements, document verification, and legal checks. Working with an expert can help streamline the process and ensure a smooth transaction.