Property Development

MAC Commercial Finance

Property development finance provides tailored funding solutions for new builds, renovations, and large-scale construction projects. At MAC Commercial Finance, we help developers and investors secure the right financial support to bring their projects to life with flexible terms and competitive rates.

Property investment and mortgage financial concept.

Years
of experience

Commercial Mortgages

We can help you secure your Property Development

Whether you're building from the ground up or refurbishing an existing property, having the right financing is crucial for a successful project. Our expert team offers bespoke property development loans, ensuring you have the funds needed at every stage of construction.

Projects Done

Trusted Lenders

Compliant

Our company benefits

Why choose us for your property development

At MAC Commercial Finance, we offer flexible and tailored property development finance solutions, ensuring you have the right funding at every stage of your project. With expert guidance, access to a wide range of lenders, and competitive rates, we help developers turn their vision into reality.

Wide Panel Of Lenders

Access to a wide panel of lenders, ensuring competitive rates and terms.

Expert Advice

Expert advice to guide you through every stage of the financing process.

Easy Application Process

A seamless application process, reducing hassle and delays.

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what we’re offering

Providing all the property development solutions you need

Our Process

Get Your Property Development With Our 3 Step Process

Initial Consultation

We start with a free consultation to understand your financing needs, business goals, and property details. Our experts assess your requirements and provide tailored advice on the best commercial mortgage options available.

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Application & Approval

Once you've selected a mortgage, we handle the application process, working closely with lenders to ensure a smooth and efficient approval. Our team assists with documentation and negotiations to secure the best possible terms for you.

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Completion & Funding

After approval, we finalise the paperwork and coordinate with all parties to complete the transaction. The funds are then released, allowing you to proceed with your property purchase, refinance, or investment confidently.

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Get in touch

Ask any question and our team will get back to you

Our FAQs provide answers to common questions about property development, helping you understand the process, requirements, and financing options available. If you have additional questions or need personalised advice, our team is here to assist you—contact us today!

What is property development finance?

Property development finance is a type of short-term loan designed to fund construction, renovations, or large-scale development projects. It provides staged funding to ensure developers have access to capital as the project progresses.

How much can I borrow for a property development project?

The amount you can borrow depends on the project's size, location, and expected value upon completion. Typically, lenders offer up to 70% of the land purchase price and up to 100% of the build costs, subject to overall loan-to-gross-development-value (LTGDV) ratios.

What types of projects can property development finance be used for?

This type of finance can be used for various projects, including new build developments, refurbishments, conversions, and large-scale renovations for residential, commercial, or mixed-use properties.

How is the loan repaid?

Most property development loans are repaid through the sale of the developed property, refinancing with a long-term mortgage, or other agreed repayment methods. Lenders typically require a clear exit strategy before approving funding.

How long does it take to secure property development finance?

The process can take anywhere from a few weeks to a couple of months, depending on the complexity of the project, lender requirements, and due diligence checks. Our team ensures a smooth and efficient process to secure funding as quickly as possible.